Budgeting for households, not just individuals.
CentFolio is where a couple or household shares transactions, categories, and budgets — one ledger everyone can see, instead of separate apps and end-of-month reconciliation.
One shared ledger
Every transaction, categorised and visible to your whole household — no more piecing spending together from five different apps.
Budgets you set together
Monthly limits per category, tracked in real time, so overspending shows up before the statement does.
Built for more than one person
Invite a partner or housemate. Everyone sees the same numbers, always in sync — nobody is stuck as the household bookkeeper.
Clear month-to-month reports
See where the money actually went, by category and by month, without exporting to a spreadsheet.
Ready to see where it all goes?
Set up your household in a couple of minutes. Free to start.